Drive Home a Chevrolet Vehicle with Financing at Schwieters Chevrolet of Cold Spring
Here at Schwieters Chevrolet of Cold Spring, we carry new and used Chevrolet models that suit almost anyone. If you are considering a new Chevy for driving around Glenwood, MN, we offer versatile financing and leasing options. Learn if leasing or financing suits you, and test drive at our Chevy dealership in Cold Spring, MN.
Financing a Chevy
Financing a vehicle is borrowing cash and paying it back over time. Common financing terms range from 24 to 84 months, though the periods can vary depending on your unique financing agreement. Factors determining what you pay monthly include credit score, vehicle make, required insurance, applicable down payments, and interest.
Financing may be ideal if you prefer to have control over your Chevy without restrictions on mileage for driving around Sartell and Saint Cloud, MN. Since you are the owner, you can customize your vehicle any way you want, sell it, or trade it in for a different car. If you make timely payments, financing helps improve your credit score so that you may get better interest rates for your next vehicle.
Leasing a Chevy
Leasing is paying our dealership for temporarily using a Chevrolet vehicle for a set period without ownership. Common leasing contracts usually run from 12 to 60 months, though the average contract is 24 to 36 months. Factors influencing your monthly payment include acquisition fees, projected depreciation during the loan term, and credit score.
If you work locally around Litchfield and Glenwood, MN, or don't travel outside the area often, leasing may suit you better financially. Leasing payments are commonly lower than financing since you pay for the depreciation instead of the cost. You may try a new Chevrolet car every few years without the commitment to buy it, though you might be able to buy it at the end of your lease if you choose.
Apply Online for Financing at Schwieters Chevrolet of Cold Spring
Our convenient and secure forms make applying online easy for our customers. We invite you to explore our new and used vehicles, pick your favorite, and get the financing process started from the comfort of your Paynesville couch. You can also figure out how much you could be allowed to borrow using our prequalifying tool. Contact us online or over the phone with questions. Schwieters Chevrolet of Cold Spring proudly serves our community and the surrounding area in Minnesota.